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Synchrony Freedom to Ride Financing

Freedom to Ride Credit Card Program

Easy. Convenient. Secure.

Freedom to Ride Financing Card

Prequalify or Apply Now

Choose to prequalify without impacting your credit bureau score or apply directly.


18 Months 


on qualifying purchases*

Card Benefits

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No Annual Fee1

No annual fee1 and $0 fraud liability

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Get Moving

Dedicated credit limit for your future adventure needs.

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Convenient monthly payments and online account management

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Synchrony HOME Network

Be a part of Synchrony’s HOME Network, accepted at thousands of locations nationwide. Visit the store locator here.

How It Works

In three easy steps, we'll have you ready to ride.


Quick Application

Apply in a snap with instant decisions for most.


Use Card Instantly

Your card is ready to use if you're approved.


Pay Over Time

Convenient monthly payment terms so you can finance with confidence.

Already Have an Account?

Sign in now to manage your account and pay your bill online.

How To Pay

Paying your bill or viewing your balance is easy with the following options.

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Pay By Phone^

Contact Synchrony Bank Customer Service at 1-866-396-8254

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Pay Online

Pay your Synchrony HOME Freedom to Ride Credit Card online at Synchrony’s website.

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Mail To

Synchrony Bank
P.O.Box 960061
Orlando, FL 32896-0061

Freedom to Ride Credit Card Program Details

Easy. Convenient. Secure.

*Subject to credit approval
1New Account APR is 29.99%. Minimum Interest Charge is $2.